How to get equity out of your house.
I'm sure you've heard people say your home is a valuable asset, or purchasing a home is one of the most important investments you will make.
While this is true, very few Americans know how to unlock their homes' value, especially when faced with financial hardship.
Even if you're going through a financial hardship, know that there are investors out there willing to help you keep your home and access your equity.
If you are struggling or behind on your payments now, it's crucial to take action.
We can help you find the best option for your situation. Your home has value, but more importantly, there are people out there that are willing to help you keep your valuable investment.
There are a variety of mortgage relief options available for homeowners. We will help you understand what resources are out there and how they will benefit your current situation.
Kato General LLC is a group of seasoned investors and real estate professionals focused on creating mutually beneficial outcomes for our stakeholders, clients and partners. We have decades of high level expertise in lending and mortgage, entrepreneurial startups and real estate investment, title and legal.
Investor goes on the title, gives you the cash out you need and your remaining equity is secured in the contract
You payoff debt, fix credit and get your finances back on track. In the mean time you have no payments, property taxes or insurance for 2 years. Payments are reported to the credit agencies improving your scores.
After 2 years
We get you a traditional mortgage to replace our investor money and you start making monthly payments on the original debt.
If you are struggling to make your mortgage payments or your forbearance period is expiring soon, one of our private investors will put their name title, make your mortgage payments, give you the cash you need from your previous mortgage payments, and your remaining equity will still be accessible to you in the future.
Our Private lending program allows you to stay in your home and fix your financial situation. You will not be required to make payments on your home for two years. We will make your payments for you while keeping your credit in good shape. Once the two-year period has expired, your financial situation has improved, you will have the option to sell your home or refinance.
What we offer is similar to a forbearance; however, there is no acquired interest, and you will not have to be forced to pay back all missed payments at once at the end of the forbearance.
Our private lenders give you the chance to get your finances fixed by pausing your payments for two years. We even give you the money you need back and allow you to retain your home's equity.
Are you at risk of losing your home due to foreclosure?
Unbeknownst to some homeowners, a foreclosure can be stopped if proper action is taken in a timely fashion.
State regulations and foreclosure deadlines will determine what methods to utilize in order to save your home from foreclosure.
While it might seem intimidating to receive a notice of foreclosure, there are ways to save your home from getting forclosed.
Cash out with bad credit
A bad credit score can make it harder for you to refinance your home. However, there are plenty of options out there. Cash out Refiance gives you the opportunity to lower your mortgage rate, access your home equity, and get your finances back on track.
A cash out refinance is simply another loan used to pay off your current mortgage with more favourable terms. Usually, when you refinance, your new home loan will have a lower interest rate, and you receive equity from the difference between your new and old loan balance.
You pay off your first mortgage with your new loan, which you make payments on.
In addition to getting a new loan under better terms and rates, you will be able to “cash-out” the equity of your new loan.
Options we also provide
SELL AND MOVE
We only succeed when you succeed, call us to find out how we can help you get the cash
We can help also help you find low mortgage rates!